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after reading it all, it looks like youre thinking straight , so go file for bankruptcy and start over.

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It's an idea, but I've already thrown so much money at the situation that it would probably just piss me off. [img]/images/graemlins/smile.gif[/img]

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how would eliminating all your debt piss you off?
because you spent X dollars already and didnt think of bankruptcy? or?

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Because I've put enough money into the debt already that filing would be really wasteful. Maybe I wouldn't be "pissed off" so to speak, I'd just feel like I wasted a lot of money I could have saved.

But then again I guess I feel that way anyways, so I'll probably just suck it up for a few more months and pay it off.