Re: Auto Insurance: What If...
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In New York, you get a policy on the car, not the driver. Unless they have something weird excluding you (say an under-21 clause designed to cut rates) and you're under 21, then the car has insurance no matter who is driving it.
In any event, this is a 3 minute phone call to your parents insurance agent, just ask them.
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I suspect this is information that would have been more usefull to him YESTERDAY!
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