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The problem with your math is that you've mixed up value betting/raising and calling. When you determine if a call is +EV, you use the size of the pot, not the bets going in on that street. Hence, you would not ever be making a "near neutral EV call" at any point in this hand. There are some other factors too, but this one is the most critical IMO.

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Fair enough. Good point.

However, the case is still the same.
The difference is, with 4 people still in, I have the option to value RAISE the turn. Rather than just making a +EV call.