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in my dream world, my boyfriend goes back and finishes school (he did the same thing as me) and gets a better job to help secure us financially for the future.

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this is the boyfriend you've posted about before that is kind of a screw up (no offense) and won't get his [censored] together? this situation sucks. i don't have an answer but good luck. i think you really should seriously consider improving your p*ker game. you have the perfect resource here and it doesn't sound like you have much to lose.