[img]/images/graemlins/smile.gif[/img] nh

Good thread. I didn't take it as you asking for advice, but rather fodder for an interesting discussion, which is why I think posts like this one:

[ QUOTE ]
The fact that you're asking this question means that it's eating at you. Is that worth a measly $1200?

[/ QUOTE ]
are kinda besides the point of the thread. Obviously you are going to do whatever makes YOU personally comfortable, but it is interesting to see others' lines of reasoning.