Re: About to buy a house
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Have you already done things such as:
Close out old credit cards and reduce the number of active ones you have accounts with?
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No CC debt and no open accounts.
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Gotten credit history checks yourself from 2-3 of the companies, to make sure there are no surprises you need to fix first?
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I'm pretty sure I'm good here. Also, I learned that checking your credit actually lowers your credit score!
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Gotten some information on housing resell values, both for the builder and the area that you're in?
Gotten a ranking and history of the school district you're in, which could affect your resell ability?
Gotten an estimate on taxes for the residence and compared them to neighboring areas?
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I'll look into all of these.
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I hope this place is going to be bigger than your current place? Will the builder have any problems configuring the gaming room?
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DPC West. Well, not five tables, but maybe three.
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Think very hard about the loan you'll get. I don't see interest rates dropping in the next few years, but how high they go, and how long you estimate you'll be there, is a key factor in your loan type.
We went from an apartment, to a twin (because of A-man) to an apartment, to the current location (because of Z-man)
We sold the twin for what we paid for it, and felt lucky to do so given the area/school district, so we lost money on that.
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So I'm learning, about the resale and the points.
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BTW- are you *ahem* buying this with anyone?
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Nope. I might pick up a roommate (probably get a three-bedroom duplex), but I'm working out a budget to cover things without one.
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