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I believe there is an exception to this. If the wagering requirement is 10x bonus only (NOT 10x deposit+bonus) it is not a bad idea to make a larger initial deposit. My very 1st attempt at Blackjack whoring had me down to five bucks with a very small amount to go. Had I busted with $1 left to wager that would have been a very unfortunate and unnecessary occurence.

Keep in mind that this was flat betting a buck. I suppose if you are making larger wagers different considerations may apply.

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Wrong, that is a bad idea. You're tying up more of your bankroll for a few days without increasing your EV.