[Lmn55d]

I'm a big proponent of playing draws passively when it's a good spot, but I think you should definitely raise the flop here. The villain is passive so he won't 3bet too often and knock the BB out. Even if he did 3bet BB will often call. Raising reduces your implied odds on the turn, but a lot of times the passive villain will check if a club hits anyway, especially an overcard.

Raising will often buy you a free card. Plus you have your 33% equity plus a King which will often be good and possibly a 7. Therefore the raise doesn't have to give you a free card too often to be +EV.

I don't like the turn raise because the loose monkey isn't folding anything ever. These plays just never work at 10/20. Never.