I'm also not calling the fold a foregone conclusion, but it's my line for sure. The Qc is trouble - UTG, MP2, or MP3 could plausibly be on the flush draw - and with T, J, Q, and A on the board, are we really going to get much action from anyone with whom we're not chopping? At 0.50/1, maybe. The odds are right on the line (10-1), but after discounting the Qc, and factoring in the possibility of the chop . . . I'm out.