I was on a security site who recommended only using a limited account for 95 % of your usage and have a separate Admin account for the password changing and necessary maintenance. I'm always using my Admin account. It is the only account that I have. This is my first PC so I was naive when I first got it. Now I have so much on this account that I can't really change unless someone has a good idea for being able to do that. I just have too many programs installed to change to another account. Anyway, the article said it has something to do with a hacker being able to take over your PC.