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Since this is a $5 party MTT,

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Insta call.

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Let me elaborate on this a little more. If this were a higher buy in event, I think this would be a difficult decision. But given that it is arguably the donkiest donkfest of online MTT's, you absolutely have to call. As others have said, he doesn't go broke if he calls and loses and I think he gets shown Ax (x<=T) by the all-in guy far too often to argue for a fold. All-in guy may not believe that he has the best hand, but he certainly hopes that he does. I have even seen this play with a hand like KK when there were 2 Aces on board. It's like they just pray that it's best and go with it. What if all-in guy does have AK, AQ, AJ, or JJ? Doesn't he just call in this spot? Even the donkiest of $5 partiers couldn't resist trying to trap with any of these holdings. And don't get me wrong, I'm not knocking anyone who plays the $5 party MTT's because I am one of them. And I have seen situations like this and folded the best hand many times.