I found Moneybookers quite seamless. In order to get your withdrawal limit increased to a reasonable amount you will have to upload a small amount from your bank account or receive a small amount from them into your bank account and verify that with them. Your bank statement will have a code on it you can use or you can send them a scan of your bank statement which has the payment on it.

You can upload funds by wiring it form your bank account of you can cash out from Party Poker to Moneybookers. I find their charges quite low but my South African bank charged me quite a bit for receiving money from them. I obviously have no idea what an American bank will charge.