I double checked my figues. research by Leah and Franco Modigliani (Nobel laureate)


from 1980 - 1997 sp returned 17.13 percenr with volatility (annual) 17.24 same preriod junk returned 13.71, with annual volatility of 9.19 percent. For fear default you can pick agressive or lesser agressive junk. and while we have rates(discount) coming down or stay even we are fine !!!!