[Ray Zee]

you can juggle around some based on your guess of this years income and next years seeing which will be higher and what brackets you will be in. then decide which gains to sell in which year to give the best results. but most times selling or buying for tax advantages isnt worth the trouble as it adds to the costs and may not realize what it looks like. but it does pay to sell out of losers during the year to take some advantages. but when you wait till year end you may find your stock or index already has been sold down some and you are now getting less at this time of the year. some of this falls into what is called the january effect.