[Lloyd]

I think that's too tight. TT is a good hand and he could easily have AK/AQ. You have position. You almost have good enough odds to call just for set value. I'd call, see the flop, and play accordingly. If an A, K, or Q hits the flop and he bets hard I'd probably muck. If I flop an overpair or perhaps with only a J on the board I'd be inclined to take a stab at the pot. Even if you lose half your stack you have enough with the add-on to make a run.