Can we loose the assumptions a little?

If the stacks are different you should look at your own stack, too. If he is $100 deep, but you have only $50 left, you would not call a $10 bet because you cannot break him if you make your set.

Unfortunately, you will not always win if you make your set, you are something like a 90% favourite. So, in 88.2% of the cases you lose the money for the call. In 90% of the remaining 11.8% you win the minimum of your stack and his, but in 10% of those 11.8% you lose the minimum of both stacks.