[ QUOTE ]
the second opponent raises to $20. There is $65 in the pot.


The pot is offering you $85/$20, or a little better than 4-to-1 on your call.



[/ QUOTE ]

I sure I'm missing something but how does it jump from 3.25:1 from to 4.25:1?

Also, if we're in the big blind and there are only 2 MP limpers, why does it say that we decide to call?

The wording and the math is driving me crazy.