[captZEEbo1]

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Depends on age/health.

[/ QUOTE ]21, mostly fine, slightly high blood pressure.

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Not having health insurance is probably one of the dumber ideas out there.

[/ QUOTE ]Are you saying Bill Gates would be dumb if he did not have health insurance? There's obviously some income level you can have where health insurance becomes dumb to have, I'm just wondering what that point that is.

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A bankroll concept doesn't apply to this. A bankroll is a way of insuring against the risk of ruin. Theres no income generation in not having health insurance so there is no bankroll, nor ROR, in the way we think of it. There's no variance to limit.

[/ QUOTE ]Isn't the ruin you going broke because you can't afford the cost of a certain medical operation? The variance is like let's say you only had 25k to your name....health insurance covers everything from pills ($100) to mild surgery ($10k) some open heart surgery ($50k) or something like that...so the variance is you're not properly bankrolled to handle open heart surgery? See what I'm saying?

Anyways I have no idea what anything costs or what I could expect to pay if something would happen.