[ebaudry]

If we're assuming you have no read on the villain, then we don't know if he's playing solid poker or not. He has $55 is about all we know.

You preflop raise was smallish, some people protect their blinds with any 2, so we can't know too much about his pocket.

I'd assume he could have:

-any pair
-AK/AQ/AJ/A9/KQ clubs
-a T with a high card
-total bluff

i think a good player would get more money out the hand with a T-something hand. But since we don't know anything about the villain, its safer to assume they are so-so.

Chance they're bluffing: 10-20%