[JTrout]

I am married without a large disposable income.

Do NOT move up.

The games you describe are the easiest to beat online. You need to learn to beat these games consistently before considering tougher ones.

I suggest playing multiple $.50- $1 tables, and keeping your poker bankroll separate from other cash.

Play these games until you have recouped every dime you've put into online poker plus $400.

Withdraw whatever amount you've invested. Play on the winnings.

Then move to $1-$2. Play till you've bankrolled $1,200.

Meanwhile, read. Lee Jones. Gary Carson. S&M.

You've got your home game to keep your poker skills versatile, but you need to have the skill to make $ at these low limits.

Playing multiple games will make it easier to fold -EV hands, and shorten the time it takes you to move up if you are a winning player.

Good luck.
JTrout.