Re: Cars under $20K
Back in grad school I was faced with the same decision. Buy a cheaper car and pay cash or buy a nicer car and face payments. I went the cheaper route, bought a Civic and didn't look back. Later on I had plenty of opportunities to upgrade to something bigger and nicer but not having car payments is so awesome that I sucked it up, kept the extra money and just bought an old muscle car for the fun times. Now I drive 120 miles per day to work and my little Civic keeps giving me 35ish MPG in rain, snow or whatever.
Cheers,
Swede
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