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What's the point? My best time was college...BY FAR. School itself sucked, but the social interaction, learning experiences are PRICELESS. It doesn't matter if you're not going to get a degree and use it. JUST GET IT.

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So, you had a great social life and learned a bit about life. Absolutely nothing says the only place you can do that is in college.

You say you're smart not to have piled up debt, but most college grads finish school with lots of debt -- debt they likely wouldn't have were it not for school.