[splashpot]

See the problem with trying to generalize the situation like that is the fact that it depends on so many other things. How scary the board is, how strong your hand is, your position, his position, your stack sizes, how desperate each of you are getting, the blind sizes, etc. I mean really, in some situations, what you described could be a clear fold. In other situations it would be a clear call.

In my experience, it is easier to learn from specific hands. Just post hand after hand after hand. Even if you get ripped apart. Even if you look like a complete noob. Even if you get flamed to death. That's the easiest way to get a feel for it. It's how I learned.