Here is an example of a company offering Home Value Protection insurance, for syracuse home owners...
http://www.syracusesni.org/equitysite/
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If you live in a flood plain next to a huge river that floods regularly, if you live on a hillside with frequent landslides, and if you live near an active volcano in a lava flow area in Hawaii, you simply cannot get insurance because no insurer is stupid enough to insure against such a high likelihood high loss occurrence.
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You can find someone willing to provide insurance on just about ANYTHING! The question becomes is the cost worth it.