[hobbsmann]

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raise preflop.

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Meh, whatever.

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you are sacrificing a lot of EV by not raising this preflop in late position in a loose passive live game. A 5/10 party game limping and raising are closer to neutral EV, but in a live game like the one described in the OP raising is clearly > calling IMO.

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I guess I don't really see the significance in the fact that it's a passive game. I mean, if you flop a big draw are you ever actually taking a free card on the flop?

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because JTs will so often flop something (pair, gutshot, OESD, flush draw, monster, etc.) a passive game will often allow us to see the river for less than one BB by betting the flop and then checking the turn.