thanks bruce for the 9.6%
i've got some much writen down from various sites, and sometimes i find different % on things, anyways i'm looking at that 7.21%, thats going to the trash!!! putting all it together, and wanting to make sure i got the answers,
and I KNOW YOU AND A.B. ARE RIGHT!! learned how to look up
peoples posts and read all yours and aarons, hope you guys never get tired of helping so much to those of us(me)who have so little to offer has. again thank you