[gmandan]

You can probably get another Citi Dividend Platinum card. I have two, one college Visa and one regular MC. The mtvU card is also nice since you get 5 ThankYou Points for each dollar purchase at restaurants, bookstores, etc. They recently lowered their statement credit rewards so it's not exactly 1%/5% anymore, but they're useful to buy gas cash cards and other gift certificates to stores you may already be purchasing at. I actually prefer the gas cash cards since you do get back the value of points in 1%/5% and since gas is a everyday purchase it's not that bad of a reward.

I also recommend picking up a no-annual fee Amex card since you can probably get some great benefits and discounts at certain stores, particularly Ticketmaster since they have special deals every so often. I consider it a sock-drawer card since I use it only for only discounted purchases, but they're also very generous with credit as a prime lender.

Besides those, I might also recommend a Visa Signature card w/ no annual fee, probably the Citi Hilton HHonors (I think this has no annual fee, but I'm not sure) or the MBNA WorldPoints Visa Platinum for their concierge service and Visa Dining service if you're interested in those (a bunch of free perks).

If you happen to not qualify for another Citi Dividend card, you can try applying for the regular Premiere Pass and convert the card to the Dividend MC before activating. The Premiere Pass has really really low underwriting requirements and anyone with decent credit will get multiple instant approvals for multiple cards in one sitting. I recommend that you do all your applications in one day so your credit reports can consolidate those inquiries. Whew, that was quite a mouthful...