[gumpzilla]

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if he c/r's the turn, i have to fold, right? what if he min c/r's the turn? i certainly can't call hoping to improve.

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I'm not convinced. If he c/r's the turn, I think that can very well be a combination draw - J and flush draw, the flush and gutshot he showed you. I don't think 55 or JJ is going to go slowly on a board this flushy, which means the only thing you need to be afraid of is a 7, which is pretty unlikely given how the action unfolded.

I'd call the c/r, not hoping to improve but thinking my hand was often good. I also think that many opponents can c/r you on the turn and then check the river, even if their draw hits.