RE: Bluff. I should say that though what you said deals with many of the same issues as the original poster, I don't consider it remotely racist - and the reason for that is that you're addressing cultural issues. The original post is addressing issues of genetic inheritance relating to intelligence/work ethic etc - and that's just demonstrably false. Not only that but probably most importantly, the tone reflects your intention - the original post just reflects spite.

Nevertheless, I think much of what you describe is just poverty. The 'teen sex/drugs & violence' type culture is just one of poverty, it's exactly the same phenomena you find in the white underclass. And as far as what you describe for the black community: I think when you hear talk of the black community being too large to incorporate that kind of commercial nepotism - the reason isn't that the black community is too large logistically, it's that it's so large it doesn't have a common identity. And I don't think that's a bad thing, not having a common identity is indicative of a more complete integration, whites don't have a common identity either - in fact where whites exercise the ability to only shop at white stores, use white lawyers etc, we'd call that racism. I don't honestly think much needs done, it's truly unfortunate that we can't effect social change quickly, but it's an inescapable reality. There are more and more blacks entering the middle class, more blacks going to college, the first generation of black millionaires retiring. Simply I think the system is now in place, but it will take many many generations subsequent to the very recent history of racist segregation before blacks in poverty are not disproportionately represented. What percentage of whites in poverty enter the middle class every generation? Not that many.....