[golFUR]

The first obvious objection is why fix what isn't broke? The purpose of a rake is to pay the house, the alternative to a rake is table rent. The purpose of a blind is to force action. Using one for the other doesn't seem necessary.

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When blinds get high enough, a short stack must basically forget about optimum play and choose the best place to "gamble".

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Yes, this is the short stack's punishment for getting short stacked. If you came up with this idea as a response to losing a few tourns on a short stack I'd suggest you learn to play more aggressively up front rather than look to alter the game to protect slower players.