I work for a financial planner here in Michigan. I am not liscened to give specific advice, but I can tell you that you can do much better than CD's and savings accounts and still invest safely.
The decision on what to do with your money also depends on many various factors such as: other assets, taxes, age, income, goals, dreams, marital status, etc.
Our company's website is
www.davidwhitefinancial.com
Give us a call if you are interested in more info.
-Glenn