[Cubswin]

Thanks for the input. I have cash sitting in my savings account because i dont know where to put it [img]/images/graemlins/smile.gif[/img] Actually, its earning 3.0% and i have been happy with that up to this point... but now i want to earn more than this. Yes, my 401k investments are mutual funds... so i am not totally green when it comes to investing.

My bigger concern was whether to pay off the student loan early or use that money to invest. Since i have my 3-year plan to get into a house, i guess i was worried about the variance of some forms of short term investments. I guess earning a 5%+ is fairly realistic long-term .... i just dont want to be caught on a downswing in the market when i go to buy. I was leaning toward not paying down my loans and i think this is the way i should go...

thanks,
cubs