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Old 10-24-2005, 11:49 AM
BoogerFace BoogerFace is offline
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Join Date: Feb 2005
Location: Outside Boston
Posts: 36
Default Re: Get me a new credit card...

If this is your first card, it probably doesn't really matter. The bonus programs are usually only good for people who charge big bucks (thousands a month) and are reimbursed by their employers.

Shop around for a low/zero annual fee since you plan on not carrying a balance. Usually the hot chicks from the CC companies on campus will give you free candy if you fill out an application.

Getting rejected on an application is not good for your credit score. I'd pick a company that's looking for students.

Make sure you pay off the balance every month. It's easy to be tempted to book a spring break trip and not be able to swing the month payments on a student's budget. I made this mistake and it really messes up car loans, job applications, etc. after graduation.
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