Re: Lottery at the +EV Point
lump sum is BETTER! you will make WAY more in interest over those 25yrs than whatever the amount with annuity. the only reason to take annuity is if you cant control your spending. (50% of lottery winners go bankrupt within 5 yrs.)
See the Probability forum.
btw: $340M (~170M lump sum) is still -EV if you factor in the 40% in taxes (fed/state/city) you pay.
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