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How did he manage to lose 12K of your money?

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Exactly what I was thinking. He didn't steal the money from you, did he? Did you lend it to him? Because lending money to a compulsive gambler is like buying heroin to an addict. But this is old news, of course.

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I'd like to know how he is 5K in debt to various sites? They don't extend credit. This line alone makes me doubt the story.