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I didn't read past the first few replies but I assume someone finally got around to sending you to a bank or mortage broker. I would start by talking with your parents and or friends who have purchased about the best place to go in your area.

I think you are putting a little too much emphasis on not having a typical job. I recall during on of the credit threads you have a really good score, that along with a sizeable down payment will do just fine.

And another thing, what's this talk about not wanting to look stupid? You are the customer and this is what they do. You will not be the first, first-time homebuyer nor the last. As long you as your not acting like a jerkoff and asking sincere questions (regardless of how basic) they should be more than happy to help.

Good luck and have fun this is a big step, make sure you enloy it.