[Predator314]

I'm new to all this and the more I read, the more confused I get.

I just received my first retirement/profit sharing figure for my job. So now I have about $4500 to invest however I choose (not really).

I'm looking for suggestions on how to invest the money. I'm a total newbie at this. However, my boss said that it must be a SEP (Simplified Employee Pension) investment. It looks like there are SEP IRAs and mutual funds.

I figure to get around this amount of money to invest every year (assuming the company makes money).

One thing I was thinking about was investing the money in some sort of fund or IRA (Roth?) where I could somehow withraw the money before retirement to buy a piece of property as an investment.

Any suggestions would be appreciated.