Re: 10% refund question
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Bet your whole deposit on a single bet. Let's ignore the 3/2 payout for BJ and assume that I win 49% of the time (this MORE than accounts for the loss due to not being able to double or split)...
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Actually it doesn't, that is the problem with your calculation.
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That is not a big deal anyway. Bet half of your bankroll. Actually, I'm sure there is a spot between half and full bankroll that returns the highest EV, but none of this is really the point.
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I think betting the full amount up front gives the greatest EV...it costs you in HA and thus %EV, but not in $EV.
Acme
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