do yourself a favor and and research your funds.
go to and go to
www.morningstar.com
or
http://www.morningstar.com/Cover/Funds.html
second link avoids all the pop up windows crap. try to learn about markets but experience needed as teacher. ill stick by my posts here. stay out of tech especially and sell those doggy do losin money tech funds. i would think any portfolio needs some bonds. lots of good bond funds. i like treasuries right now and it looks like theyre goin to have a good rally today.