[playerfl]

you are a stock broker's dream. you need to be afraid....very afraid.

you picked a very risky time to suddenly have $100k burning a hole in your bank account.

1. the stock market in the u.s. is a crap shoot at best right now. forget the media, the media work for the big corps that want their stock to go up forever. When was the last time you watched CNBC and they told you stocks were a bad investment ? You are 50 so you remember the 70's. This time period has similarites to the 70's.

2. you can't buy u.s. bonds because interest rates have bottomed and once they start rising nothing will stop it until its done, and nobody knows when that is.

3. you can't just dump it in real estate because much real estate in the u.s. is artificially pumped up by low interest rates and low mortgage requirements.

4. the dollar itself has been dropping tremendously over the past year, and nobody knows when it will hit bottom.

so, what looks good ? commodities and companies that produce commodities. Commodity futures are more risky than playing poker IMHO. Many of the commodity producers have ugly looking charts right now, so there is no rush to buy them either.

So........CD's ain't so bad. Be more worried about just not losing for the rest of the year.