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I placed 2 wagers a few mins ago:

Over 40.5 $100 to win $104.25 (Matchbook)
Under 41 $107 to win $97.27 (Bowmans)

Risking $2.74 to win $104.25 if 41 hits. 41, I believe, is a fairly common number. However, I don't know how often it hits when the wagerable total is in the vicinity of 41. Are the chances at or higher than my risk here of 2.62%? I gathered from Pinny's buy/sell line prices that it's significantly higher than this.

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Am I wrong, but isn't your bet on the Under 41 a push if it comes out 41?

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It's a soft middle. I win $104.25, not $201.52.