[nokia1566]

Have you guys looked into the Vanguard Treasury Money Markey fund by any chance? I am assuming that this fund doesn't have any of the risks that putting my money in a bank does (am I right to assume there are no risks even with an account balance of over $100,000? If there are any risks to my money, what are they?) and they invest 100% in nothing but T-Bills. So it is also 100% free from any state or local income tax as it invests only in US treasuries. After a year or so, I would also be able to get bumped up to Admiral which gives a better rate then the normal fund (need to have atleast $100,000 in the account to get it). Would this be a good place to dump my money for the next 4-6 years? Is there something else like this where I could just deposit all my money into for the next 4-6 years without having to worry about it (as I do with banks)?