Re: A moral dilemma
Do your parents live together still? Do you live with them? What's their employment/income situation? How responsible are they? All of these are relevant factors that determine the tone of your discussion.
That said, based on the limited info available, I'd start with "Mom, I'll give you the $1,200 this time, and you don't have to pay me back for either it or any of the other money you've borrowed, but I can't afford to be constantly put in these situations. I love you, but it's not fair to me, or to you either, really.
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