[mikech]

i actually think this is a GREAT question and the answer really reveals the psychology and temperament of the respondent. those who play tighter on their last hand are--and i use this word not in a derogatory sense but just because it's the most apt and concise--nits, or nits at heart. those who raise more often in that situation have more gamble in them. i find myself doing each some percentage of the time depending on my mood, and it reflects the fact that i can be a real nit sometimes yet at other times like to gambol it up.