Re: haggling
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Not for a car, but to haggle for smaller items (fridges, dishwashers etc) - this used to work (and will probably still work in smaller non-chain stores; larger ones the salesmen don't care if you use credit cards etc)
Take the cash with you, and when asking for a discount, take it out, and make sure the salesmen sees it, and keep saying stuff like 'I've got the money here, but the original price is a little steep for me...'
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When buying a car you want them to assume you will be financing it. If you are paying cash bring it up after the numbers are on paper.
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