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*grunch*
Hand 1: Raise the turn. Flushes will tag along and pay it.
Hand 2: Yes this fold is correct. There is a K and 2x[img]/images/graemlins/club.gif[/img] on the board. 5 Players are in so it is possible you are drawing to your 2 outs (you got to reduce your outs because you can hit and still lose). There is no way you got the odds to call there.

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Thanks, I totally agree with you.