Re: Dilemma from last nights home game...
Bottom line - you're the bank - you're responsible.
I set up the table before hand with chips in fixed denomination groups( ie: $1 chips in groups of $20, $5's - $50. Then I count the total table bank. When players buy in - I count their cash, then I count their chips. When they cash out the process is reversed. I don't care how they've stacked, there is no pay out until I count their chips.
I use casino racks to speed the cash out process (100 chips in 20 chip stacks)
I also keep a change bank with a fixed amount for the clowns like your high roller who can't live without their $1.50 from their $36.50 cash out.
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