This is really hard to play against an unknown who has min-rasied you on a low co-ordinated board like that. He may have something like 10 - 10 or 99 not necessarily a set, i think the only way to check is to lose your stack. I know some 25NL donks may be pulling with move with overcards + flush draw or over pair, not just set/two pair. Thats why this decision is so hard without a read. I think im shoving my chips in though.