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Point well taken. However, at some point I'll reach the 'top of my game' which will mean that I'm not smart enough to improve any more or I don't have the desire to improve. At that point I'll face this delima yet again. Are there any guidelines on how to proceed once that point is reached?

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That's like saying "I can do some push-ups now, but what do I do once I've run a marathon, climbed everest, and can squat 225lbs. 300 times. Then what??

Shooby