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Use tournament chips with expanded values for this cash game.

$40 gets you T4000. Blinds can now be $T15/30 and give everyone some play without requiring a bigger investment.

At the end of the night, cash out for 1/100 of your chips.

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Keep in mind that one problem you can run into with this system is that if someone leaves with chips and brings them back at another time when you haven't cut their value your host may find himself with a loss. If you have a $5 chip that you actually use at $.05 value and then have a game next week where the same $5 chip is worth $5 you can have a problem if you have a player who is less than honest. (this can be a problem in tournament play as well so always make sure all the chips get returned at the end of the night.